🏦Hybrid Lending

What is Hybrid Lending?

Hybrid Lending is an innovative feature that gain you the access to borrow or lend against your non-fungible tokens (NFTs) right on Ventory interface. Ventory Hybrid Lending allows users to tap into untouched capital to fund further investments and earn yields on the same. With Hybrid Lending, you can lend and earn yields in parallel while depositing once.

What problems does Hybrid Lending solve?

NFT holders hold significant value in their non-fungible tokens, but instead of utilizing, the assets are idle and lead to the capital-inefficiency. Thus, the holders must sell their assets if he want to invest in other assets, causing the loss of ownership.

Existing lending mechanism partly solve the problems but yet to optimize the solution, namely Blur with peer-to-peer lending model without duration, or BendDAO applying peer-to-pool mechanism that can help borrowers get instant loans but low LTV rate. Think of being a lender. The obvious things to get back after lending your amount is the APY from borrower. But what if we can bring you even more than you expect?

Hybrid Lending was created to solve this issues since it works as a lending pool optimizer; it improves the capital efficiency of positions on lending pools by seamlessly matching lenders and borrowers peer-to-peer. As such, we improve your yields while preserving the same deposited liquidity value, set APY, and liquidation parameters. Basically, you are functioning lend & borrow peer-to-peer and while the loan has not matched, still your assets earn you yields.